Home Possible® by Freddie Mac & Home Ready® by Fannie Mae

Does the dream of owning a home seem unattainable? Whether you're buying your first home, retiring or working with limited savings, you might be eligible for a Home Possible or HomeReady Loan.
These programs are specifically tailored to help first-time homebuyers and those with modest incomes overcome the hurdles to homeownership. Enjoy the advantages of a Home Possible Mortgage, such as low-down payment requirements and consistent monthly payments at a fixed interest rate. Mortgages
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Benefits of

Home Possible®️ by Freddie Mac

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Low Down Payment

Qualify with as little as 3% down payment with no increase in interest rate

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Flexible Sources

Flexible down payment sources allowed up to 100% (gifts, grants, etc)

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Lower Credit Score

Qualifying credit score as low as 620

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By filling out this form you agree that you are over the age of 18 and to be contacted by Mortgage World Bankers a division of Ponce Bank, regarding the services and information requested. You understand that your information will be used in accordance with our Terms of Service and Privacy Policy.

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Information is subject to change without prior notice. All loans are subject to credit approval. This information is intended to furnish general information. It does not, and is not intended, to constitute legal, tax, or real property advice. This information may differ according to applicable laws and regulations. Please contact appropriate counsel to obtain accurate information for your situation. Home Possible® and HomeReady® are subject to specific program eligibility.
Maximum income and loan amount limits apply. Fixed-rate mortgages (no cash out refinances), primary residences only. Certain property types are ineligible. Homebuyer education may be required. Other restrictions apply. Speak to a Mortgage Loan Originator to learn more.

Home Possible® is a registered trademark of Freddie Mac.
HomeReady® is a registered trademark of Federal National Mortgage Association DBA Fannie Mae.