Home Possible® by Freddie Mac & Home Ready® by Fannie Mae

Does the dream of owning a home seem unattainable? Whether you're buying your first home, retiring or working with limited savings, you might be eligible for a Home Possible or HomeReady Loan.
These programs are specifically tailored to help first-time homebuyers and those with modest incomes overcome the hurdles to homeownership. Enjoy the advantages of a Home Possible Mortgage, such as low-down payment requirements and consistent monthly payments at a fixed interest rate. Mortgages

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Benefits of

Home Possible®️ by Freddie Mac

Low Down Payment

Qualify with as little as 3% down payment with no increase in interest rate

Flexible Sources

Flexible down payment sources allowed up to 100% (gifts, grants, etc)

Lower Credit Score

Qualifying credit score as low as 620

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The road to homeownership begins with education.

Unlock the keys to your dream home with advice and insider tips from our mortgage blog. Whether you're a first-time buyer or seasoned investor, our comprehensive guides may empower you to make informed decisions. Dive in now and navigate the path to homeownership with confidence!

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As summer has ended and the cooler months are here, it's the perfect time for homeowners to tackle some essential maintenance tasks to keep their homes in top shape this fall.

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Why should you attend a First-Time Homebuyer Webinar at Ponce Bank?

Purchasing your first home is a significant milestone, often filled with both excitement and apprehension. The journey from dreaming about your first home to holding the keys can be complex, especially if you're unfamiliar with the process. Mortgage World Bankers a division of Ponce Bank understands these challenges and is dedicated to helping you navigate them with ease. Our First-Time Homebuyer Webinar is designed to equip you with the knowledge and confidence needed to make informed decisions and achieve your dream of homeownership.

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Sep 3, 2024

The Community Bank Advantage

The Advantages of Choosing a Community Bank for Your Mortgage Pre-Qualification

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Information is subject to change without prior notice. All loans are subject to credit approval. This information is intended to furnish general information. It does not, and is not intended, to constitute legal, tax, or real property advice. This information may differ according to applicable laws and regulations. Please contact appropriate counsel to obtain accurate information for your situation. Home Possible® and HomeReady® are subject to specific program eligibility.
Maximum income and loan amount limits apply. Fixed-rate mortgages (no cash out refinances), primary residences only. Certain property types are ineligible. Homebuyer education may be required. Other restrictions apply. Speak to a Mortgage Loan Originator to learn more.

Home Possible® is a registered trademark of Freddie Mac.
HomeReady® is a registered trademark of Federal National Mortgage Association DBA Fannie Mae.