Home Possible® by Freddie Mac & Home Ready® by Fannie Mae

Does the dream of owning a home seem unattainable? Whether you're buying your first home, retiring or working with limited savings, you might be eligible for a Home Possible or HomeReady Loan.
These programs are specifically tailored to help first-time homebuyers and those with modest incomes overcome the hurdles to homeownership. Enjoy the advantages of a Home Possible Mortgage, such as low-down payment requirements and consistent monthly payments at a fixed interest rate. Mortgages

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Benefits of

Home Possible®️ by Freddie Mac

Low Down Payment

Qualify with as little as 3% down payment with no increase in interest rate

Flexible Sources

Flexible down payment sources allowed up to 100% (gifts, grants, etc)

Lower Credit Score

Qualifying credit score as low as 620

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Request a Pre-Qualification

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The road to home ownership begins with education.

Unlock the keys to your dream home with advice and insider tips from our mortgage blog. Whether you're a first-time buyer or seasoned investor, our comprehensive guides may empower you to make informed decisions. Dive in now and navigate the path to homeownership with confidence!

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Are you ready for home ownership?

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1. Shop for a Mortgage Lender & Get Pre-Qualified

The lender you choose will determine your interest rates and how much you’ll pay each month (for the next 15 to 30 years!)

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Information is subject to change without prior notice. All loans are subject to credit approval. This information is intended to furnish general information. It does not, and is not intended, to constitute legal, tax, or real property advice. This information may differ according to applicable laws and regulations. Please contact appropriate counsel to obtain accurate information for your situation. Home Possible® and HomeReady® are subject to specific program eligibility.
Maximum income and loan amount limits apply. Fixed-rate mortgages (no cash out refinances), primary residences only. Certain property types are ineligible. Homebuyer education may be required. Other restrictions apply. Speak to a Mortgage Loan Originator to learn more.

Home Possible® is a registered trademark of Freddie Mac.
HomeReady® is a registered trademark of Federal National Mortgage Association DBA Fannie Mae.