Conventional Loan

Unlock the door to your dream home with a Traditional Mortgage.

Secure your future with a traditional mortgage that may offer stability and predictability. Contact us today to request a pre-qualification.

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Benefits of

Conventional Mortgage

Lower Interest Rates

With competitive interest rates, conventional loans can often be less costly over the life of the loan compared to other types of financing, especially for borrowers with strong credit scores.

No Private Mortgage Insurance (PMI) with 20% Down

Borrowers who can make a down payment of 20% or more typically do not have to pay for private mortgage insurance, which can significantly lower monthly housing costs.

Flexibility in Terms

Conventional mortgage loans offer flexible term lengths, enabling borrowers to select the option that aligns best with their financial plans and goals.

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Our seasoned Mortgage Loan Originators are standing by waiting to assist you.

We want to help you through your home buying journey and real estate investment financing.

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The road to homeownership begins with education.

Unlock the keys to your dream home with advice and insider tips from our mortgage blog. Whether you're a first-time buyer or seasoned investor, our comprehensive guides may empower you to make informed decisions. Dive in now and navigate the path to homeownership with confidence!

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Nov 20, 2024

Navigating Jumbo Loans: Essential Tips for High-Value Home Buyers

Learn the essential tips for navigating jumbo loans and make informed decisions as a high-value home buyer

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Oct 1, 2024

Prepare Your Home for Fall: A Helpful Checklist for Homeowners

As summer has ended and the cooler months are here, it's the perfect time for homeowners to tackle some essential maintenance tasks to keep their homes in top shape this fall.

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Sep 17, 2024

Why should you attend a First-Time Homebuyer Webinar at Ponce Bank?

Purchasing your first home is a significant milestone, often filled with both excitement and apprehension. The journey from dreaming about your first home to holding the keys can be complex, especially if you're unfamiliar with the process. Mortgage World Bankers a division of Ponce Bank understands these challenges and is dedicated to helping you navigate them with ease. Our First-Time Homebuyer Webinar is designed to equip you with the knowledge and confidence needed to make informed decisions and achieve your dream of homeownership.

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Information is subject to change without prior notice. All loans are subject to credit approval. This information is intended to furnish general information. It does not, and is not intended, to constitute legal, tax, or real property advice.This information may differ according to applicable laws and regulations. Please contact appropriate counsel to obtain accurate information for your situation.